Our frequently asked questions
Featured FAQs
What benefits are provided during and after AmeriCorps Seniors?
Improved health and wellbeing, a living stipend, and strong sense of community. Some programs offer supplemental insurance and health care benefits or an increase stipend to purchase healthcare.
How do I apply to AmeriCorps Seniors?
Search opportunities using the AmeriCorps Seniors Pathfinder. Once you find an opportunity you want to apply for, use the contact info on the listing to contact the program. The program will explain next steps to apply.
How old do I need to be to serve in AmeriCorps?
The minimum age requirement for most AmeriCorps programs is 18. However, some accept applications from 16-17-year-olds. While a few programs are designed specifically for young adults, the majority of our programs have no upper age limit.
What benefits are provided during and after AmeriCorps?
Living allowance, and education award to pay for college or trade school expenses, or to repay qualified student loans, loan deferment and interest forbearance on qualified student loans, while in service, professional development, alumni network, and more. Some of our programs provide health care benefits or a stipend to purchase healthcare. You may also be eligible to receive a childcare benefit if you have children under the age of 13.
FAQs
What benefits are provided during and after AmeriCorps?
Living allowance, and education award to pay for college or trade school expenses, or to repay qualified student loans, loan deferment and interest forbearance on qualified student loans, while in service, professional development, alumni network, and more. Some of our programs provide health care benefits or a stipend to purchase healthcare. You may also be eligible to receive a childcare benefit if you have children under the age of 13.
Are there any loan forgiveness programs or repayment plans that I might qualify for as an AmeriCorps member?
On September 27, 2007, President Bush signed the College Cost Reduction and Access Act of 2007 (“CCRAA”) into law. In addition to other amendments to the Higher Education Act of 1965, the CCRAA created two new federal programs: a new Public Service Loan Forgiveness program and a new Income-Based Repayment plan (IBR) for the repayment of federal loans. The new Income-Based Repayment plan helps to make repaying education loans more affordable for low-income borrowers, such as an AmeriCorps Member living on a stipend; AmeriCorps service is also recognized as equivalent to a public service job for the purposes of the Public Service Loan Forgiveness program. To learn more, see Education Award FAQs.
Can I defer student loans during my service with AmeriCorps?
Members may qualify for postponement, or forbearance, of the repayment of their loans during service. The education award will help you pay off qualified student loans when you're finished. You may also qualify to have the interest accrued on your student loans during service paid for by the National Service Trust. Contact your lender for more specific information or to confirm your loan status during AmeriCorps service. To learn more, see Education Award FAQs.
What will happen to my student loans when I’m in the AmeriCorps?
Most federally-guaranteed student loans are eligible for forbearance. If your loan does not qualify for forbearance based on your AmeriCorps service, you may be eligible for another type of deferment or forbearance. Contact your loan holder to determine eligibility and options. The Trust can only pay accrued interest for qualified student loans. If your loan is in default, it may not be eligible for forbearance.
You can apply for forbearance using your MyAmeriCorps account.
Contact your loan holder if you do not hear from them within four weeks of submitting the forbearance request.